Terms of Service.

1. Agreement to these Terms

By accessing our website, purchasing or using a digital product, joining a course, downloading a resource or using another Impact Maker Academy service, you agree to these Terms of Service (“Terms”). If you do not agree, do not use the relevant service.

2. Eligibility and account responsibility

You must be legally able to enter into this agreement. If you use a service for an organisation, you confirm that you have authority to bind that organisation. You are responsible for keeping account credentials confidential and for activity under your account.

3. Digital products and access

Our products may include online courses, video and audio materials, books, workbooks, downloads, AI-supported tools, templates, live sessions and other learning resources. The product description shown at the time of purchase explains what is included.

Unless we state otherwise, access is personal, non-exclusive, non-transferable and for your own learning or internal business use. Access duration, delivery timing, updates and technical requirements may vary by product and will be described on the relevant sales or checkout page.

4. Educational purpose

Our content is provided for education and general development. Results depend on many factors, including your effort, context and application. We do not guarantee a particular career, business, financial, health or performance outcome.

5. Prices, payments and taxes

Prices, currency, payment schedule and any applicable taxes will be shown at checkout. You authorise the payment provider to charge the selected amount. If instalments are offered, you remain responsible for all scheduled payments unless the product-specific terms state otherwise.

6. Refunds and cancellations

Refund rights, if offered, are governed by the policy displayed on the relevant product page or at checkout and by any mandatory rights under applicable law. Because digital content may be delivered immediately, some purchases may become non-refundable once access or download begins where legally permitted.

If a product-specific sales or checkout page gives different refund terms, those specific terms control for that product.

7. Intellectual property

Impact Maker Academy and its licensors own the websites, product content, frameworks, branding, videos, audio, text, designs, downloads, templates and other materials. Your purchase gives you permission to use the materials only as stated in these Terms; it does not transfer ownership.

You may not copy, reproduce, resell, publish, distribute, share access credentials, upload materials to another platform, create competing products from the materials, train an AI system on them or remove ownership notices without prior written permission.

8. Acceptable use

You must not misuse our websites or services, interfere with their operation, attempt unauthorised access, introduce malicious code, scrape content at scale, impersonate another person, violate law or use the services to harm others.

9. AI-supported features

Some products may include AI-supported tools. Their outputs may be incomplete or inaccurate and should be reviewed using your own judgement. Do not submit confidential, sensitive or unlawful material unless the tool expressly permits it and appropriate safeguards are in place.

10. Third-party services

We may rely on third-party platforms for hosting, payment, email, course access, analytics and other features. Their availability and separate terms may affect your use of those features. We are not responsible for third-party services outside our reasonable control.

11. Suspension and termination

We may suspend or terminate access where we reasonably believe these Terms have been breached, payment is overdue, security is at risk or continued access could harm us, another user or a third party. Where appropriate, we may first provide notice and an opportunity to resolve the issue.

12. Disclaimers

To the maximum extent permitted by law, services are provided “as is” and “as available”. We do not promise uninterrupted access, error-free operation or that every piece of content will suit every user or purpose.

13. Limitation of liability

To the maximum extent permitted by applicable law, Impact Maker Academy will not be liable for indirect, incidental, special or consequential losses, loss of profits, loss of data or loss arising from decisions made using educational content. Where liability cannot be excluded, our total liability relating to a paid product will be limited to the amount you paid for that product, except where law requires otherwise.

14. Indemnity

Where permitted by law, you agree to be responsible for losses or claims arising from your unlawful use of the services, infringement of another person's rights or material breach of these Terms.

15. Governing law and disputes

These Terms are governed by the laws applicable in the Emirate of Abu Dhabi and the federal laws of the United Arab Emirates. Subject to any mandatory consumer rights, the courts of Abu Dhabi will have jurisdiction over disputes.

16. Changes

We may update these Terms to reflect changes in our services, business or legal requirements. Updated Terms will be posted with a revised date. Material changes will apply prospectively unless law requires otherwise.

17. Contact

Questions about these Terms may be sent to Impact Maker Academy, Abu Dhabi, United Arab Emirates, at [email protected].